01
Business loans & cash flow
Funding for everyday liquidity, growth and costs that do not sit neatly against one asset.
Educational guides
Common needs: Stock and supplier costs · Recruitment and growth · Seasonal cash-flow gaps
Business finance leads only: UK limited companies borrowing wholly for their own business.Not for LLPs, sole traders, partnerships, individuals, trustees, consumer, mixed-purpose or residential cases.Where available, enquiries are passed only with your confirmation to Asset & General Finance Ltd (SC308532).
Business-finance guides
General information for UK limited companies.
Explore general information about working capital, assets, vehicles, wholly commercial property, invoices, trade and other business purposes.
These guides do not compare or recommend finance. The online lead is only for a UK limited company borrowing wholly for its own business.
Business-purpose guides
Find the closest funding family, then explore the detail.
These six families organise general educational guides. They are not a comparison, recommendation, eligibility check or confirmation that finance is available. The current lead route is only for UK limited companies borrowing wholly for their own business.
02
Assets, equipment & vehicles
Finance aligned to productive assets the business is buying, replacing or already owns.
Educational guides
Common needs: Machinery and plant · Commercial vehicles · Technology and equipment
03
Property & development
Commercial-property funding from a straightforward premises purchase to a time-sensitive project.
Educational guides
Common needs: Buying business premises · Time-sensitive property purchase · Development or refurbishment
04
Invoices, trade & stock
Facilities that follow the trading cycle from supplier payment through to the customer invoice.
Educational guides
Common needs: Unpaid business invoices · Supplier and stock purchases · Confirmed customer orders
05
Acquisitions & ownership changes
Funding for buying, transferring or restructuring a trading business.
Educational guides
Common needs: Buying a trading business · Management buyout or buy-in · Shareholder exit
06
Specialist business purposes
A route for commercial requirements that need a more tailored lender or structure.
Educational guides
- Business refinance→
- Tax & VAT funding→
- Renewable-energy finance→
- Agricultural finance→
- Healthcare finance→
- Nightlife & venue finance→
- Gym & leisure finance→
Common needs: Tax or VAT timing · Renewable-energy project · Sector-specific investment
Basic lead scope
Check the online lead boundary first.
These are the only points Bene uses to identify a basic lead. Bene does not compare routes, assess suitability, creditworthiness or eligibility, or collect an application.
- 01
Company type
The current online service is only for a UK limited company borrowing wholly for its own business.
- 02
Basic purpose
State the broad business purpose and amount only. Bene does not need a property valuation, contribution, works plan or repayment evidence.
- 03
Named handoff choice
When the service is available, choose whether Bene may pass the basic lead to Asset & General Finance Ltd (SC308532).
Current online boundary
Cases outside this boundary stop here.
This is not product comparison or an eligibility result. When the service is available, Asset & General is named before any handoff.
| Check | Current online requirement |
|---|---|
| Company | UK limited company only. LLPs, sole traders, partnerships, individuals and trustees are outside scope. |
| Purpose | Wholly for that company's own business, never consumer, personal or mixed purpose. |
| Commercial property | Only wholly commercial security with no dwelling, residential or mixed use, personal or connected occupation, trustee capacity or uncertainty. |
Authoritative starting points
Check public guidance alongside any provider information.
These external sources provide general context. They do not endorse Bene Finance or confirm that any funding option is available.
- Funding options for your businessBusiness.gov.ukOfficial overview of debt, grants, self-funding and equity, including advantages and risks.
- Business loansBritish Business BankPlain-English explanation of secured, unsecured, term and revolving business borrowing, including common uses and drawbacks.
- What is asset finance?British Business BankOverview of hire purchase and leasing structures, possible benefits, ownership questions and default risk.
- Invoice financeBritish Business BankExplanation of factoring and discounting, eligible B2B invoices, costs, customer contact and recourse considerations.
- How to finance a commercial property purchaseBritish Business BankCommercial mortgages, short-term bridging, purchase costs and the potential benefits and risks of owning business property.
- Finance and support for your businessGOV.UKGovernment search service for current business-finance and support schemes.
- FCA response on personal guarantees for business loansFinancial Conduct AuthorityRegulatory context and potential harm where an individual is asked to support business borrowing.
Commercial finance questions
Useful answers before a basic lead enquiry.
These answers explain Bene's narrow online scope and the separate Asset & General handoff, where configured.
Who can use the online lead enquiry?
Only a UK limited company borrowing wholly for its own business. LLPs, sole traders, partnerships, individuals, trustees, consumer, personal and mixed-purpose cases are outside scope.
What does Bene collect?
Only basic company, contact, amount and wholly business-purpose information. Bene does not collect documents or a finance application, or assess creditworthiness or eligibility.
Is the online enquiry a finance application?
No. It is a basic lead for Bene Finance, not an application, recommendation, offer, credit decision or approval. When the service is available, Bene asks for affirmative confirmation before passing it to Asset & General Finance Ltd (SC308532).
Who handles finance discussion?
Asset & General Finance Ltd is the separate broker on the current fixed referral route. It handles finance discussion, fact find, recommendations and any application; its funders decide whether to offer finance.
Limited-company lead only
Start with the basic company and purpose details.
Bene does not advise on which option fits. No financial documents or application are requested at this stage.