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Business planning tool

Calculate the complete funding requirement.

Build a planning figure from the main purchase, the costs around it and the cash needed before the investment reaches normal trading.

How to use it

A fuller figure makes a clearer enquiry.

Start with the asset, property, stock order, acquisition or project price. Then add delivery, installation, professional fees, opening stock and any working-capital gap. Subtract only the cash the business genuinely plans to contribute.

  • Use current supplier quotations where possible.
  • Include VAT only where it will form part of the cash requirement.
  • Allow for delays, ramp-up and realistic contingency.
  • Keep long-life assets separate from short-term trading costs in the supporting detail.

Estimated funding requirement

Planning tool only. It does not calculate repayments, affordability, eligibility, approval or a finance offer. Include every real project cost and confirm the final requirement independently.

Ready to continue?

Use the planning figure in the two-question first step.

The calculator does not assess eligibility or quote repayments. The initial enquiry adds the business details needed for a human review.

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